Insurance premiums for the same coverage, the same vehicles, and the same drivers can vary by hundreds of dollars from one company to another. Consequently, it's very important that you compare car insurance quotes to make sure you're not paying too much.
Does it sound like too much work to get a bunch of quotes that you can compare? Not when you go online to an insurance comparison website!
Find and Compare Rates - All for Free!
The traditional method of getting quotes - calling or visiting insurance agents - will cost you hours of your time and energy, and many agents won't give quotes over the phone.
Insurance comparison websites, on the other hand, give you a fast and easy way to find cheap car insurance. On these websites, you can get rate quotes from several A-rated insurance companies with just a few minutes of your time.
And you're not sacrificing the personal touch by using an insurance comparison website either. If you have questions or problems, the best insurance comparison websites offer an online chat feature so you can talk online with insurance experts who can help you and guide you.
How Does It Work ?
When you go to an insurance comparison website, you complete one simple form with all of your insurance information, from the type of car you drive to the amount of coverage you want. Once you submit the form, the website matches your information to A-rated insurance companies that can meet your needs.
The insurance companies calculate your premium amount, including any discounts you're eligible for, then send you quotes. Once you have your quotes in hand, it's easy to sit down and compare them, choosing the policy that offers the best combination of price and coverage. And because you compared quotes, you know you're getting the best price for your car insurance!
Thursday, July 9, 2009
Where to Compare Car Insurance Quotes to Get the Cheapest Rate
How to Get a Lower Than Average Car Insurance Rate
It is interesting to me how many people don't shop for their car insurance premium. For different reasons, many people seem to assume that the vehicle insurance rates they are paying are better than average and so they don't bother getting quotes from other carriers.
For example, my parents were with a very well known auto insurance company when I started driving and of course so was I. As I grew older, married and built my family, I just stayed with that company because it was easy and...they told me I was getting a better than average car insurance rate by staying with them for so many years.
For the longest time it made sense to stay with the same company. After all, it was not easy to get auto insurance quotes from other companies. Most of the time you would have to meet with an agent face to face and go through a sales presentation and...it just took too long.
In this day and age however, it is so much easier to lower your vehicle insurance premiums. All you need is an internet connection and a computer. Most all of the major carriers have found that in order to stay competitive, they must provide cheap car insurance quotes "online".
If you have been with the same car insurance company for 5 years or more you should keep them honest by getting quotes from other companies. At the very least, get some quotes and then use them as leverage to ask your current company to lower your auto insurance premium to keep your business.
And now it is easier than ever to get cheap car insurance quotes online. Find a website that provides you with access to multiple major carriers. Enter a small amount of information. Click the submit button and get up to 5 competing quotes within minutes.
In most cases you can print them out and take them with you to meet with your current vehicle insurance provider. If he is not willing to give you a better than average car insurance rate, you now have a quote from someone who will. Also, in most cases when getting online insurance quotes, you w
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